I have CCCleaner, but it wouldn't even run on my computer when I tried it.
And yes, I got my annual credit report - the thief actually applied for and got one first, that was part of the problem, but I managed to get a second one before locking down all of my information with the fraud alert stuff.
Right now all of my credit is frozen, and it has been for about a month and a half now. The stolen card was canceled ages ago and I've only ever used the new card once. I've put a fraud alert on my *credit report* which means that any time somebody tries to sign up for a subscription or make a major purchase using my name - not even any specific credit card number, just my name - the CC company will call a phone number that I gave them in order to verify with a bunch of security questions that I am, indeed, myself. If the phone call isn't answered, the purchase will be instantly blocked. And yes - having already had the opportunity to use it once - I can safely say that this system works. :)
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And yes, I got my annual credit report - the thief actually applied for and got one first, that was part of the problem, but I managed to get a second one before locking down all of my information with the fraud alert stuff.
Right now all of my credit is frozen, and it has been for about a month and a half now. The stolen card was canceled ages ago and I've only ever used the new card once. I've put a fraud alert on my *credit report* which means that any time somebody tries to sign up for a subscription or make a major purchase using my name - not even any specific credit card number, just my name - the CC company will call a phone number that I gave them in order to verify with a bunch of security questions that I am, indeed, myself. If the phone call isn't answered, the purchase will be instantly blocked. And yes - having already had the opportunity to use it once - I can safely say that this system works. :)